Explore the math

See the risk.
Change the perspective.

Five interactive explainers. Real arithmetic, visible assumptions, no predictions and no trading signals.

01 / The comeback trap

Getting back is harder than it looks.

A percentage loss is measured on the original amount. The recovery gain is measured on the smaller amount left.

0%99%

Original amount$10,000
Amount remaining$5,000

Gain needed on what remains

100%

A 50% loss leaves half the original amount.

A calculation—not a goal to chase.

Remaining$5,000
Lost$5,000
Required gain = loss ÷ (100 − loss) × 100%

Assumes no additional deposits, withdrawals, fees or taxes. At a 100% loss, no finite percentage gain on the remaining zero balance can restore the original amount.

Make a graphic about this ↗

02 / The multiplier

Small movement. Bigger consequence.

A simplified adverse price move on a linear, leveraged position. This is not an options or liquidation calculator.

Illustrative loss relative to starting capital

50%

10× exposure multiplies a 5% adverse move.

Position exposure$10,000
Illustrative loss$500
Exposure = capital × multiple
Loss = exposure × adverse move ÷ 100

Ignores fees, interest, slippage and forced closure. Real positions can close earlier; price gaps can worsen outcomes. This uncapped arithmetic can exceed 100% of starting capital. Actual liability and negative-balance protections depend on product and jurisdiction. Risk guidance · Read the full explanation.

03 / The quiet drain

“A few dollars” adds up.

Enter a complete round trip: one entry and one exit. Estimate all-in costs, not only the advertised commission.

Include your estimate of commissions, spread and slippage. Zero is allowed.

Direct trading costs over this period

$9,600

This is money spent on transactions, regardless of whether the trades win or lose.

Per month$160
Per year$1,920
Total = monthly round trips × cost per round trip × 12 × years

A fixed-cost illustration, not a broker quote. Excludes trading gains/losses, taxes, funding not included in your estimate, inflation and returns foregone. Zero commission does not necessarily mean zero total cost. More about costs.

04 / Your non-renewable resource

What else could those hours be?

Chart checking, research, scrolling and trading all count. There is no need to turn the time you get back into another performance target.

A walk. A skill. A proper night’s sleep. Time with someone. You decide what your time is for.

Time spent at this pace

364 hours

That is about 15.2 full 24-hour days.

8-hour-day equivalent45.5
Weeks per year used52
Hours = hours per week × 52 × years

An approximate time conversion using exactly 52 weeks per year. “Days” are equivalents, not a claim that all those hours could be recovered or converted into paid work.

05 / A longer horizon

See the math of steady contributions.

An illustrative future balance under an assumed constant return. Try zero or a negative return too: growth is not guaranteed.

Illustrative ending balance

$25,000

Not a forecast, product recommendation or promised outcome.

Total contributed$25,000
Modeled gain / loss$0
Illustrative balanceContributions
Monthly rate = (1 + annual rate ÷ 100)^(1/12) − 1
Each month: next balance = current balance × (1 + monthly rate) + contribution

Contributions occur at the end of each month. The rate is an effective annual assumption; actual returns vary. Fees, taxes and inflation are excluded. Values are nominal. The 0% default illustrates contributions without assuming investment growth.

Show the year-by-year table
Illustrative balance and contributions at each year end
YearContributedBalanceGain / loss
Private by design. The calculations happen in your browser; inputs are not sent to NeverTrade. A scenario link includes the numbers you choose to share. Currency selection only changes labels—it does not convert exchange rates.

You are more than your losses.

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